Terms & Conditions
Terms of Use of the Infochoice Website
About this website:
This website is operated by Infochoice Ltd ABN 93 061105735 ("we", "us", "our", "InfoChoice").
Your use of the information on this website is governed by these Terms of Use, including our Security Statement and Privacy Policy.
This website includes information provided by financial institutions, credit or financial services providers and other organisations in connection with the services offered by us or by such third parties. We reserve the right to change the financial institutions, credit or financial services providers and other organisations referred to, and information about them, at any time. We accept no responsibility in respect of any such information or any change to that information.
Disclaimer
The information contained in this website (which is provided for your information and use) and any tools provided (which are for illustrative purposes only) and any results they give, should not be taken as constituting personal advice. Whilst we have made every effort to ensure that such information and tools are correct and complete, we have relied on third party providers and there can be mistakes made, so we do not guarantee the correctness or completeness or appropriateness to you of any of the information provided or linked on this website or the tools (or any calculation) on this website. We recommend that you seek independent advice before acting upon any information provided or linked on this web site. Please ensure you check any information or the results of using any tool if you intend to rely on them. We would appreciate your telling us if you find any error or omission, so we can fix it.
Please also remember when you are using this website that your equipment, our systems and the internet are sometimes subject to performance constraints, which can affect the speed of the website and the use of it you may wish to make. You may experience errors and service interruptions when using this website or accessing any links available on it. In addition, the website may not be available at all times. Further, we do not guarantee that this website or any third party website linked to this website will be free from viruses.
Limitation of Liability
To the fullest extent permitted by law, we:
(a) exclude all implied terms in respect of this website and any services offered on it which are not expressly included in these Terms of Use; and
(b) will not be liable for any loss or damage of any kind suffered by you, regardless of the nature of such loss or damage, and regardless of the nature of the claim, whether in contract, tort or any other legal theory, and whether or not we know of the possibility of such loss or damage.
We will only accept liability where we have expressly agreed to do so in a contract between us, or such liability is prescribed by statute. In such cases where the law imposes upon us a liability which cannot be excluded, to the fullest extent permitted by law, our liability will be limited at our option to (i) the supply of services again, or (ii) the payment of the cost of having the services supplied again.
Jurisdiction
The law applicable to the use of this website and to these Terms of Use is the law of the State of New South Wales, Australia, and we each submit to the exclusive jurisdiction of the Courts in and of NSW in relation to any matters arising under these Terms of Use or in relation to this website.
Infochoice Security Statement & Security Features
We are committed to implementing a number of security controls to ensure the integrity and security of data. These include the implementation of:
1. 128 bit SSL encryption. This level of encryption will be used on all data that is sent between your computer and any of the secure pages on our website.
2. A time-out period after a period of browser inactivity to reduce the risk of anyone else accessing your account details if you leave your computer.
3. Regular security reviews of our systems architecture.
Security Precautions
Below are some simple actions you can take to protect your information and increase your own security when transacting on line. This list should not be regarded as exhaustive and is provided for information purposes only.
1. Make sure you sign in via the authorised InfoChoice site address http://www.infochoice.com.au/ and always sign in directly from your browser.
2. Check that the secure session has been authenticated with a valid security certificate.
3. Never accept links or redirections from other websites or emails for the purpose of signing into this website.
4. Be wary of using public or Internet Cafe computers to access or perform financial transactions.
5. Always check for a locked padlock symbol at the bottom right corner of your browser, as this indicates it is secure to use.
6. Ensure you do not record or save your Customer ID and/or Password on your computer.
7. Disable or switch off the option on your browser for retaining user names and passwords.
8. Ensure that you are not observed when entering your User Name and Password when you sign into http://www.infochoice.com.au/.
9. For your security, your password should:
• not contain your name, date of birth, telephone number or address
• not be disclosed to anyone else, not even family members or friends
• not be stored in your computer's programmable function keys
• be changed regularly and be easy to memorise but difficult to guess
• keep your password secret and change it regularly.
10. If you have lost, forgotten or misplaced your Password, simply click on “lost password?” in the member’s log-in box on the InfoChoice homepage and your password will be sent to you automatically and securely.
11. We should be notified immediately if you suspect that your Password has been compromised or you are concerned of any suspect activity on your Account.
12. Remember: our staff will never ask you for details of your Password.
13. Always use the latest antivirus, anti-spyware and firewall software to maintain security.
14. If there are any transactions you are unfamiliar with or that look suspicious, please contact us.
© 2008 Infochoice Ltd
